The Smartest Way to Manage ZAR Payments And Business Expenses
Save time and reduce costs by automating your financial operations with Duplo.
Trusted by forward-thinking businesses across Africa
A Unified suite of tools for Managing business Spend
Expense Management
Control, track, and optimize your business expenses in real time. Automate approvals, streamline reimbursements, and stay on top of every rand spent.
Local Payments (ZAR)
Send fast and secure payments to vendors, staff, and partners; all managed from one dashboard with real-time visibility.
Virtual Accounts
Create dedicated ZAR virtual accounts for departments, vendors, and collections so every payment is easy to track, reconcile, and audit.
Full visibility of Your Business Spend, all in one place
Submit
Create department-specific expense accounts and upload receipts instantly. Mark reimbursements for quick settlement.
Set Budgets
Assign budgets to teams or categories. Keep spending aligned with policy and prevent overspending.
Approve
Build custom workflows so approvals route automatically to the right managers — no WhatsApp, no email chasing.
Track
View real-time transaction history for every department and vendor. Track cash flow and spending patterns effortlessly.
Why South African Businesses Choose Duplo
Faster settlement
Make same-day local payments with full visibility into transaction status
Full visibility & audit trails
Track every payment with transparent approval history and real-time reconciliation
API-first architecture
Integrate Duplo payments directly into your internal systems or enterprise tools.
Enterprise-grade security
Your data and transactions are fully encrypted and protected by bank-grade protocols.
Key Duplo Features
Achieve greater control, visibility, and efficiency in managing your company’s expenditures
Local ZAR Payments
Send fast, secure local payments to vendors, suppliers, and team members. No more switching between banking apps, invoices, and spreadsheets.
Includes:
- EFT payments
- Wallet-to-wallet disbursements
- Vendor payment history tracking
- Spend limits and rules per department
Automated Expense Management
Track, approve, and control expenses across your entire company.
You Can:
- Upload receipts from mobile or desktop
- Submit expenses in seconds
- Categorize spending automatically
- Monitor real-time budgets per team
- Prevent overspending with rules & limits
Smart Approval Workflows
Create approval flows that match your company’s structure, without manual review delays.
Features:
- Multi-level approval routing
- Role-based or amount-based approval rules
- Notifications to approvers
- Department-level workflows
- Complete audit trail
Real-Time Visibility & Reporting
Make informed decisions with instant insights into everything happening inside your business
Reporting Features:
- Real-time dashboards
- Auto-generated monthly reports
- Local tax reporting support
- Exportable CSV, PDF, and accounting files
- Complete payment & expense logs
Vendor & Department Wallets
Assign virtual wallets to vendors, departments, or projects to track inflows and outflows effortlessly.
What This Unlocks:
- Granular visibility
- Easier reconciliation
- Better cost allocation
- Transparent vendor payments
What you can do with Duplo
Power Your Businesss with our Payment APIs
Build secure, automated financial operations with our modern API suite. From ZAR virtual accounts to local payouts, reconciliations, and approval routing — you can embed your entire financial workflow directly into your systems.
Join the league of african businesses using Duplo
The first thing that stood out to me was finally being able to create an approval process for expenses, it really lightened the load for me. Plus, having different expense accounts have made our accounting process very seamless, no more going through bank statements line by line. Duplo is like our personal accountant!
Subuola Oyeleye
CEO
For me, Duplo means simplified efforts! We had a long list of processes and procedures for making payouts to our beneficiaries but with Duplo, where you are, anywhere you are, you can do that with little effort. Duplo has been a very big plus to us.
Elizabeth Akinbode
Accounts Payable Manager
Compared to other payment platforms I’ve used in the past, using Duplo’s dashboard has been a seamless experience. I like the flexibility it gives me in terms of adding my staff to our approval workflows and limiting their payment threshold. Setting up the approval workflow took about 30 minutes in total and the customer success team was available every step of the way.
Ayodele Salako
Director
Duplo is a breath of fresh air. We spend less man hours attending to customer complaints. We have also seen an increase in the number of clients that pay in advance for our services thanks to Duplo’s Collection products. It’s been really good for us to be honest.
Nasir Ayofe
CEO